Meet Gary Berry

Your CalTAP Plus Loan Advisor for California Teachers, Police Officers, Military & Firefighters

Gary Berry
Senior Loan Officer
Account Manager for Joe Moore
NMLS# 1565089
Direct: 800-310-7577 x102
Cell: 949-690-2144

Preferred Realtor Network

Gary Berry is more than just another mortgage lender and CalTAP Plus is more than just a mortgage loan. "I help teachers, police officers, firefighters, military (active & retired), and other California public employees’ budget, save money and develop a financial plan for retirement by utilizing their home mortgage as a wealth building tool."

CalTAP Teacher & Public Employee Rewards Benefits:

  1. Rates are generally .125% to .250% lower than the national average.
  2. No Lender (or) Processing Fees Charged Ever! ($1,895 value).
  3. Free Float Down if Rates Improve after You LOCK!.


  1. Earn up to $10,000 CASH-BACK using one of our TAP+ USA Real Estate Partners to buy your next home!

I have dedicated my life to helping others. I have been a firefighter in the US Navy, after which I earned a degree in Business Management. I also spent 16 years serving the local soccer community as a coach and programs director for various organizations.

Gary's motto is…
"Comfort zones are cozy, but nothing ever grows there."

I will work with you (or) your clients to find the best financial options and provide a Home Loan Pre-Approval before making an offer on a home. After your offer is accepted, I will commit to delivering "Keys in 21 Days” or less.

If you are ready to buy your next home or refinance, please give me a call (or) apply online with confidence that you will receive the "BEST" combination of interest rate, pricing, and customer experience available today!

Get Pre-Approved with Gary!

Joe Moore

Joe Moore
Division Manager
NMLS# 333648
Direct: 800-310-7577 x101
Cell: 714-655-0116

Kathy Gullo

Kathy Gullo
Senior Loan Processor
Account Manager for Joe Moore
Direct: 800-310-7577 x104
Cell: 661-645-4308

Our CalTAP Financial Programs are Built for Homeownership

Buy a Home - Only 3% down

FHA Loans

VA Loans

Already Own a Home?

HELOC - Home Equity Line of Credit

Click here to learn more.