Our CalTAP Plus "Keys in 21 Days" Pledge to You

It is easy to claim to have a Fifteen, Twenty-One or even a Thirty day closing pledge, but how many lenders deliver on their promises?

At CalTAP Plus, we deliver and will put it in writing! *If we are unable to close your purchase transaction within 21 days, we will give you a $500 Home Depot gift card.

CalTAP Teacher & Public Employee Rewards Benefits:

  1. Rates are generally .125% to .250% lower than the national average.
  2. No Lender (or) Processing Fees Charged Ever! ($1,895 value).
  3. Free Float Down if Rates Improve after You LOCK!.


  1. Earn up to $10,000 CASH-BACK using one of our TAP+ USA Real Estate Partners to buy your next home!

Of course, TEAMWORK and 100% cooperation is needed from all parties involved in the transaction (buyer, listing agent, selling agent, escrow, etc.) to deliver on our commitment.

We are good at what we do, but please do not take our word for it!

View Testimonials posted by previous CalSTRS & CalPERS retirement fund members and see for yourself why we are the best choice to finance your next home purchase or refinance with CalTAP Plus!

If you are a real estate professional and are interested in co-branded marketing opportunities to promote CalTAP Plus or TAP Plus USA in your area, we invite you to partner with us as a CalTAP Plus Preferred Realtor for the benefit teachers, police, fire, military and other public employees in your area.

Have questions about CalTAP Plus? Please contact our CalTAP Plus Hotline @800-310-7577, 7 Days a Week, 8:30 AM to 8:00 PM.

*Click here to view disclaimer for Keys in 21 Days, Free Rate Float Down & MATCH (or) Beat Guarantee.


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CalTAP Plus is our way of saying Thank You for all you do to serve your local community.

*Click here to view disclaimer for Keys in 21 Days, Free Rate Float Down & MATCH (or) BEAT Guarantee.