If you are looking to buy (or) refinance a home in 2024, You need to Take a Peak at CalTAP Plus, the #1 home loan program for Teachers, Police, Fire, Military, and other public employees who serve our local California communities.

TAP+ USA is available for teachers and public employees outside of California.

CalTAP Teacher & Public Employee Rewards Benefits:

  1. Rates are generally .125% to .250% lower than the national average.
  2. No Lender (or) Processing Fees Charged Ever! ($1,895 value).
  3. Free Float Down if Rates Improve after You LOCK!.


  1. Earn up to $10,000 CASH-BACK using one of our TAP+ USA Real Estate Partners to buy your next home!

Who Qualifies for CalTAP?

  1. California State Teachers Retirement System (CalSTRS)
  2. California Public Employees Retirement System (CalPERS)
  3. Legislators Retirement System (LRS)
  4. Judges Retirement System (JRS)
  5. Or an Employee of a California Public Agency
  6. Retired & Active Military Veterans
  7. Private School Teachers & District Employees

If you are ready to buy your next home or refinance, please give me a call (or) begin your loan application with confidence that you will receive the "BEST" combination of interest rate, pricing, and customer experience available today!


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Questions about CalTAP? Email(or) Call Us!

Joe Moore

Joe Moore
Division Manager
NMLS# 333648
Direct: 800-310-7577 x101
Cell: 714-655-0116
Email: joe@securechoicelending.com

Kathy Gullo

Kathy Gullo
Senior Loan Processor
Account Manager for Joe Moore
Direct: 800-310-7577 x104
Cell: 661-645-4308
Email: kathy@securechoicelending.com

CalTAP is our way of saying Thank You for all you do to serve your local community.